Finance tailored to the real rhythm of your trade
Six focused facilities covering starter working capital, group chamas, women entrepreneurs, seasonal farming, and asset loans for productive business equipment, machinery, and motorcycles.
Interactive Loan Directory
Click on any loan below to test instant repayment figures, check qualifications, or explore how to graduate into it.
New Client Policy & Graduation Rule
Are you new to Voryn Capital? All first-time clients begin with Voryn Biashara to establish an on-time repayment record. As you build trust, you graduate to unlock our specialized Chama, Agri, Growth, and Asset loans!
Voryn Biashara
Everyday Business Starter Loan
Our core unsecured working-capital loan for retail shops, market stalls, salons, and growing traders. Restock shelves, settle supplier invoices, and smooth out daily cash flow - with a credit line that grows every time you repay on schedule.
Amount
10,000 – 20,000
Tenure
7 – 30 days
Voryn Chama
Group & Table-Banking Loan
Designed specifically for chamas, table-banking circles, and trade associations. Pool your group's mutual guarantee to access KES 10,000 to 30,000 for bulk stock purchases, joint investments, or emergency group liquidity.
Amount
10,000 – 30,000
Tenure
1 – 3 months
Voryn Mama Biashara
Women-Focused Trade Loan
A dedicated product shaped around female micro-entrepreneurs - offering priority processing, supportive business coaching, and adaptable terms for market vendors, tailors, and food producers.
Amount
5,000 – 50,000
Tenure
7 – 30 days
Voryn Agri-Boost
Seasonal Farm & Harvest Loan
Targeted seasonal financing for smallholder farmers, dairy keepers, and rural agri-traders. Borrow between KES 5,000 and 20,000 to buy certified seeds, fertilizer, feeds, or pay for transport when prices are best.
Amount
5,000 – 20,000
Tenure
30 – 90 days
Voryn Growth
Enterprise Scale-Up Loan
Scale-up financing for businesses with proven daily turnover. Restock in bulk for maximum supplier discounts, open an additional sales counter, or manage high-volume orders with KES 21,000 to 100,000 in fast liquidity.
Amount
21,000 – 100,000
Tenure
30 – 90 days
Voryn Asset Loan
Productive Asset & Equipment Loan
Empowering small businesses and independent operators to own productive assets tailored to their needs. Finance workshop machinery, commercial refrigeration, posho mill motors, tailoring gear, salon equipment, or delivery motorcycles (boda boda) from KES 10,000 to 150,000 with 1 to 12 months to pay.
Amount
10,000 – 150,000
Tenure
1 – 12 months
How You Grow With Voryn: Step by Step
We don't ask for land title deeds or car logbooks. For all new clients, you begin with Voryn Biashara. As you repay on time and build trust, you graduate to unlock specialized group loans, agricultural finance, and asset loans for productive equipment, machinery, and motorcycles.
Level 1: The Starter Foundation
Every new client begins here. No paperwork mountain, no land deeds.
What you unlock:
Products Available in Level 1:
Voryn Biashara
Everyday Business Starter Loan
Our core unsecured working-capital loan for retail shops, market stalls, salons, and growing traders. Restock shelves, settle supplier invoices, and smooth out daily cash flow - with a credit line that grows every time you repay on schedule.
See what repayment looks like
Select any product, slide the amount and choose your preferred tenure to see indicative weekly or monthly installments.
Estimate your repayment
Indicative estimate
Weekly repayment
KES 3,473
× 3 weekly payments
- You receive
- KES 10,000
- Interest / service fee (4.2% over term)
- KES 420
- Indicative rate
- 6.0% per month
- Total repayable
- KES 10,420
Compare all six products
A clear side-by-side comparison to help you find the right fit for your enterprise.
| Product | Client Status | Amount Range | Repayment Period | Primary Target | Action |
|---|---|---|---|---|---|
Voryn Biashara Everyday Business Starter Loan | Starter (New Clients) | KES 10,000 – KES 20,000 | 7 – 30 days | Retail shops, mini-marts & wholesalers | View Details |
Voryn Chama Group & Table-Banking Loan | Level 2: Build Trust | KES 10,000 – KES 30,000 | 1 – 3 months | Registered chamas & merry-go-round groups | View Details |
Voryn Mama Biashara Women-Focused Trade Loan | Level 2: Build Trust | KES 5,000 – KES 50,000 | 7 – 30 days | Market stall vendors & mama mbogas | View Details |
Voryn Agri-Boost Seasonal Farm & Harvest Loan | Level 2: Build Trust | KES 5,000 – KES 20,000 | 30 – 90 days | Smallholder horticulture & grain farmers | View Details |
Voryn Growth Enterprise Scale-Up Loan | Level 3: Asset & Scale | KES 21,000 – KES 100,000 | 30 – 90 days | Established shops & multi-counter retailers | View Details |
Voryn Asset Loan Productive Asset & Equipment Loan | Level 3: Asset & Scale | KES 10,000 – KES 150,000 | 1 – 12 months | Entrepreneurs acquiring equipment, tools, and income-generating assets | View Details |
Starter Biashara
Open directly to all new business owners with active daily trade.
Progressive Graduation
On-time repayments build your trust record and unlock specialized facilities.
Productive Assets
Finance productive equipment, commercial machinery, tools, and delivery motorcycles without putting up land title deeds.