Starter Product • Direct EntryStarter Loan • Open to All New Clients
Voryn Biashara
The foundational engine for your everyday enterprise.
Our core unsecured working-capital loan for retail shops, market stalls, salons, and growing traders. Restock shelves, settle supplier invoices, and smooth out daily cash flow - with a credit line that grows every time you repay on schedule.
Access & Graduation Rule: Open to all new and returning clients. This is the official starting loan for every new business owner at Voryn. Repay on time to build your trust record and automatically graduate to higher limits and specialized products.
Key terms
- Loan amount
- KES 10,000 – KES 20,000
- Repayment period
- 7 – 30 days
- Disbursement
- Instant M-Pesa disbursement
Who it's for
- Retail shops, mini-marts & wholesalers
- Salons, barbershops & hardware stores
- Market traders & distributors
- First-time borrowers building a verified track record
What you can use it for
- Stock & fast-moving inventory
- Immediate supplier payments
- Seasonal restocking
- Covering short-term cash gaps
Features & benefits
- Starter loan: open to every verified new business client
- 100% Unsecured - no title deeds or logbooks required
- Stepped limit growth: KES 10,000 → 15,000 → 20,000
- Direct pathway to unlock Chama, Agri-Boost, Growth, and Asset loans
Estimate your Voryn Biashara repayment
Move the slider for an instant indicative estimate. Final terms are confirmed with your relationship officer.
Estimate your repayment
KES 10,000
KES 10,000KES 20,000
Indicative estimate
Weekly repayment
KES 3,473
× 3 weekly payments
- You receive
- KES 10,000
- Interest / service fee (4.2% over term)
- KES 420
- Indicative rate
- 6.0% per month
- Total repayable
- KES 10,420
Apply for Biashara
Competitive Interest Rates: Rates are indicative and competitive, tailored to each borrower depending on their individual credit-risk assessment, enterprise performance, and repayment history. This calculation is for illustration purposes.